A QDRO is much more than a document . . . It's a process.
If you prepare a QDRO but don't walk it through the 4 steps of the approval process, you might as well not prepare the QDRO at all. Neither approach will work. It doesn't matter whether you're a lawyer working on the closing documents after a divorce or you're a non-lawyer trying to do your own QDRO, you must take these 4 steps to reach the finish line.
We maintain a very large library of retirement plan documents, summary plan descriptions, QDRO approval processes, and model QDROs for thousands of retirement plans. And the library grows daily.